Small Business Loan

An easy, fast way to secure up to $250,000 for your business:

  • New and Used Equipment Financing
  • Business Lines of Credit
  • Business Term Loans

Your small business needs to be nimble to react to opportunities… and challenges. That’s why Mars Bank offers an easy, fast way to secure up to $250,000 for your business.

Streamlined and Easy

  • Up to 100% financing available
  • Lines and loans secured with 1st lien UCC on business assets or specific equipment
  • Competitive interest rates
  • Low fees: $295 documentation plus UCC filing cost

Easy to Apply; Fast Review and Approval

The Mars Bank small business loan requires only a short application and personal financial statement to be submitted. The application is a fillable PDF that can be accessed on any computer or mobile device.

The loan is reviewed based on personal credit score, meaning this loan is ideal for sole proprietorships and small businesses.

Lender Requirements

  • Must be 18 years of age
  • 2+ years in business
  • Minimum 700 FICO (credit) score
  • Owners with more than 20% ownership will be co-borrowers Loan product not intended for commercial real estate
  • For loan amounts above $250,000, please schedule an appointment to discuss your requirements with a Mars Bank lender

Contact us today to learn more and request your application.

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Small business owners continue to have optimism, passion, and dedication. According to a recent survey conducted by Walmart Business, 88% remain confident their businesses will grow in the next year despite acknowledging barriers. Those include inflation, rising costs, lack of customers, and staffing challenges. Owners also state that accounting, managing sales, customers, and negotiations as their biggest headaches.

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Klein Completes School of Commercial Lending

Mars Bank’s Jennifer Klein, Assistant Vice President, Commercial Banking, recently completed coursework at the 2023 Pennsylvania Bankers Association (PA Bankers) School of Commercial Lending.

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Check usage has been declining for decades while check fraud has recently been on the rise at alarming rates. Check fraud criminals are no longer a small-time business, it is sophisticated and successful.

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Request an Appointment

If you’d like to schedule an appointment for a call, Zoom, or in-person meeting, click here.

Miss Our Cybersecurity Summit for Business?

If you missed our informative lunch and learn about the current cyber landscape, how to protect your business, and what to do after an attack… please contact us to receive the follow up materials.

Now is the time to protect your business! Learn more.

Locate a Branch

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Online and Mobile Business Banking

If you’re a current online banking customer, click here to login. Enroll in online banking, click here.

Access our business banking app for Android or Apple by clicking here.

Beneficial Ownership 

Important Information for commercial customers.