Home Equity Loans

Home Equity Loan Rates as Low as 4.99%APR*!

• Low minimum loan amount of $10,000
• No checking account opening required
• Choose a term that fits your needs

*Rate based on available term that is selected. Available terms to select are 5, 7, 10, 15 or 20 years. The Annual Percentage Rate (APR) shown is accurate as of April 10, 2023 and for a term of 5 years. Offer is valid through June 30, 2023 and subject to change without notice. The offer is available to borrowers who meet Mars Bank underwriting standards and have a credit score of 700 or higher. Available for one-or-two-unit owner occupied primary residence properties. Offer is based upon 1st lien Home Equity loan up to $500,000. The loan cannot be a purchase money mortgage. Loan to Value (LTV) cannot exceed 90% of the property value. Property insurance is required. Flood insurance may be required. Loans of $300,000 or more required verified title insurance policy paid by borrower. If a trust or oil gas lease is present, there may be additional document review fees incurred and paid by the borrower. Consult your tax advisor regarding the ability to deduct interest. Payments shown do not include amounts for taxes and insurance premiums. All terms available for this offering have a requirement of $10,000 minimum new money for a refinance of a current Mars Bank loan. If not a current Mars Bank loan, minimum loan amount is $10,000. Offer example: $100,000 loan with a term of 5-years on property that is an existing single-family home and is used as a primary residence. At a 4.99% interest rate, the APR for this loan type is 4.99%. Example assumes no fees charged to the borrower. The payment schedule would be 59 payments of $1,886.67 and 1 payment of $1,886.34. Other terms and rates available. 

Check rates and apply online or contact one of our branches listed below:

Not ready to apply? Contact a branch for more information.

CRANBERRY
Kristy Gales
(724) 776-3800

GROVE CITY
Kayla Miller
724-264-4145

HERITAGE CREEK
Greg Homrock
(724) 742-2800

MARS
Greg Homrock
(724) 625-1594

RICHLAND
Jennifer Gohn
(724) 443-5901

PENN
Autumn Patterson
(724) 586-6767

Need more flexibility? Click here to see our special Home Equity Line of Credit with Term Lock!