Overdraft Protection

Assurance Link

Assurance Link is the overdraft protection program that ties your Mars Bank Statement Savings to your Mars Bank checking account.

With Assurance Link added to your account, you can protect yourself if the balance in your Mars Bank checking account is exceeded. Assurance Link will automatically draw from your Statement Savings to cover the amount of the overdraft.

Enrollment in Assurance Link is free.

When you tie Assurance Link to your Mars Bank Basic Checking, Regular Checking or N.O.W.Account, a wide variety of transactions are covered¹, including:

• Paper checks
• Debit card transactions
• Online bill payments
• Automatic payments

If Assurance Link is activated on your account, you will be sent a notice in the mail that details the overdraft and any applicable fees so that you may record it. There is a fee of $7.00 for every automatic transfer that occurs. Overdrafts that exceed the available balance in your Statement Savings will not be processed or paid.

You can sign up for Assurance Link² within minutes by stopping by your local Mars Bank community office and speaking to one of our representatives.

¹ Participation in Assurance Link requires a Mars Bank checking account. Assurance Link cannot be used with checking accounts maintained with other financial institutions.

² Customers must be in good standing with Mars Bank to be eligible to participate in Assurance Link. Mars Bank reserves the right to discontinue the program at any time.

Please refer to Statement Savings Account disclosure for additional terms and conditions

Assurance Plus

Assurance Plus is the overdraft protection program that links your Mars Bank Line of Credit to your Mars Bank Personal Checking Account.

With Assurance Plus added to your account, overdrafts can be cleared for payment if the balance in your Mars Bank checking account is exceeded provided the available balance on your Line of Credit is sufficient.¹ Assurance Plus will automatically draw from your Line of Credit to cover the amount of the check.

Enrollment in Assurance Plus is free.

When you add Assurance Plus to your Mars Bank Personal Checking, Basic Checking, Regular Checking or N.O.W. Account, a wide variety of transactions are covered, including:

• Paper checks
• Debit card transactions
• Online bill payments
• Automatic payments (excluding loan payments)

If Assurance Plus is activated on your account, you will be sent a notice in the mail that details the overdraft and any applicable fees so that you may record it.

There is a fee of $7.00 for every automatic transfer that occurs. Overdrafts that exceed the available balance on your Line of Credit will be not be processed or paid.

You can sign up for Assurance Plus within minutes by stopping by your local Mars Bank community office and speaking to one of our representatives. ²

For more information about overdrafts, click here.

1 To participate in Assurance Plus, you must have a Mars Bank Personal Checking Account. Assurance Plus cannot be used with checking accounts maintained with other financial institutions.

2 Customers must be in good standing with Mars Bank to be eligible to participate in Assurance Plus. Speak to your Mars Bank representative for more information.