Checking

MARS BANK PERSONAL CHECKING ACCOUNT OPTIONS

FeaturesPerfect Fit(1)BasicRegularNOW(4)
Checks OfferedNoYesYesYes
Transaction LimitationNAUp to 8 checks per monthly statement cycleNoNo
Debit CardYesYesYesYes
Minimum balance to open account$25$25$25$25
Monthly deposit or balance requirement to avoid Service FeeNo minimum required$100 any day of the cycle$400 any day of the cycle(2)$1,000 any day of the cycle
Monthly Maintenance Fee$0$2 if balance falls below requirement requirement$4 if balance falls below requirement requirement$6 if balance falls below requirement requirement
Per Check FeeNone$1 for each check that is in excess of 8 per monthly statement cycleNoneNone
Overdraft/NSF$0$35 per item$35 per item$35 per item
Overdraft Protection AvailableNAYesYesYes
Person-to-Person Payments with ZelleFreeFreeFreeFree
External Transfers into AccountFreeFreeFreeFree
Online and Mobile BankingFreeFreeFreeFree
Bill Payment(3)FreeFreeFreeFree
Debit CardYesYesYesYes
ATM Access - within NetworkFreeFreeFreeFree
ATM Access - Out of Network$2.50$2.50$2.50$2.50
Telephone BankingFreeFreeFreeFree
Branch AccessYesYesYesYes
Monthly Statements: Electronic or PaperFreeFreeFreeFree
Other feesFor other services, refer to standard Schedule of FeesFor other services, refer to standard Schedule of FeesFor other services, refer to standard Schedule of FeesFor other services, refer to standard Schedule of Fees

(1)Perfect Fit is a BankOn – Certified product offering.
(2)As a courtesy, Mars Bank waives monthly service charges associated with a Regular Checking Account for disabled individuals, individuals age 23 and under, and individuals 62 and over.
(3)Expedited payments may incur a fee.

(4) The NOW account pays interest; interest is compounded daily and credited monthly.

Open a Checking Account Click to get started

Perfect Fit

With no minimum balance, this is an account for those new to banking or who access and pay money from their phone, tablet, or laptop. Easy to use with a free debit card, online and mobile payments, mobile deposit, and more. The “perfect” account for those looking to establish their finances online.

  • $25 deposit required to open account
  • No minimum balance
  • No overdraft fees
  • Access to over 55,000 no fee ATMs
  • Payments can be made through online and mobile banking and through Zelle® person-to-person payments
  • Learn more about the Perfect Fit Deposit Account by clicking here.
Apply Online

Basic

A low-cost option for those who access their money online and write a few checks per month. Account includes debit card, online and mobile banking, and Zelle® free!

If you need to reorder checks use our secure Check Reorder Form.

  • Eight checks per month may clear the account without any per check charges being assessed
  • $25 deposit required to open account
  • Minimum balance requirement of $100
  • Overdraft protection available
  • Access to over 55,000 no fee ATMs
  • Payments can be made through online and mobile banking and through Zelle® person-to-person payments
Apply Online

Regular

Unlimited check writing plus debit card, online and mobile banking, and Zelle® free!

If you need to reorder checks use our secure Check Reorder Form.

  • Unlimited Check Writing
  • No per item or deposit fees
  • $25 deposit required to open account
  • Minimum balance requirement of $400
  • Overdraft protection available
  • Access to over 55,000 no fee ATMs
  • Payments can be made through online and mobile banking and through Zelle® person-to-person payments
Apply Online

NOW Account

Earn interest on your checking account! Interest Rates are based upon tiered deposit levels. Mars Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by call one of our convenient locations.

If you need to reorder checks use our secure Check Reorder Form.

  • Unlimited check writing
  • No per item or deposit fees
  • Daily minimum balance requirement
  • Interest compounded daily and credited monthly
  • Overdraft protection available
  • Access to over 55,000 no fee ATMs
  • Payments can be made through online and mobile banking and through Zelle® person-to-person payments
Learn More

Additional Services

Online Banking

For more information about any of these services or any of our accounts, contact us, visit one of our locations or call 724-625-1555.

Lost ATM/Debit Card

To Report a Lost or Stolen ATM Card or Mars Bank Debit/Check Card, Please call: 1-800-472-3272. Protect your debit card with My Cards in the Mars Bank mobile banking app.

Lost Credit Card

To Report a Lost or Stolen Mars Bank Credit Card, Please call: 1-800-883-0131. Or visit our credit card administration site by clicking here.

Reorder Checks

Click here to reorder checks.