Checking
MARS BANK PERSONAL CHECKING ACCOUNT OPTIONS
Features | Perfect Fit(1) | Basic | Regular | NOW(4) |
---|---|---|---|---|
Checks Offered | No | Yes | Yes | Yes |
Transaction Limitation | NA | Up to 8 checks per monthly statement cycle | No | No |
Debit Card | Yes | Yes | Yes | Yes |
Minimum balance to open account | $25 | $25 | $25 | $25 |
Monthly deposit or balance requirement to avoid Service Fee | No minimum required | $100 any day of the cycle | $400 any day of the cycle(2) | $1,000 any day of the cycle |
Monthly Maintenance Fee | $0 | $2 if balance falls below requirement requirement | $4 if balance falls below requirement requirement | $6 if balance falls below requirement requirement |
Per Check Fee | None | $1 for each check that is in excess of 100 per monthly statement cycle | None | None |
Overdraft/NSF | $0 | $35 per item | $35 per item | $35 per item |
Overdraft Protection Available | NA | Yes | Yes | Yes |
Person-to-Person Payments with Zelle | Free | Free | Free | Free |
External Transfers into Account | Free | Free | Free | Free |
Online and Mobile Banking | Free | Free | Free | Free |
Bill Payment(3) | Free | Free | Free | Free |
Debit Card | Yes | Yes | Yes | Yes |
ATM Access - within Network | Free | Free | Free | Free |
ATM Access - Out of Network | $2.50 | $2.50 | $2.50 | $2.50 |
Telephone Banking | Free | Free | Free | Free |
Branch Access | Yes | Yes | Yes | Yes |
Monthly Statements: Electronic or Paper | Free | Free | Free | Free |
Other fees | For other services, refer to standard Schedule of Fees | For other services, refer to standard Schedule of Fees | For other services, refer to standard Schedule of Fees | For other services, refer to standard Schedule of Fees |
(1)Perfect Fit is a BankOn – Certified product offering.
(2)As a courtesy, Mars Bank waives monthly service charges associated with a Regular Checking Account for disabled individuals, individuals age 23 and under, and individuals 62 and over.
(3)Expedited payments may incur a fee.
(4) The NOW account pays interest; interest is compounded daily and credited monthly.

Perfect Fit
With no minimum balance, this is an account for those new to banking or who access and pay money from their phone, tablet, or laptop. Easy to use with a free debit card, online and mobile payments, mobile deposit, and more. The “perfect” account for those looking to establish their finances online.
- $25 deposit required to open account
- No minimum balance
- No overdraft fees
- Access to over 55,000 no fee ATMs
- Payments can be made through online and mobile banking and through Zelle® person-to-person payments
- Learn more about the Perfect Fit Deposit Account by clicking here.

Basic
A low-cost option for those who access their money online and write a few checks per month. Account includes debit card, online and mobile banking, and Zelle® free!
If you need to reorder checks use our secure Check Reorder Form.
- Eight checks per month may clear the account without any per check charges being assessed
- $25 deposit required to open account
- Minimum balance requirement of $100
- Overdraft protection available
- Access to over 55,000 no fee ATMs
- Payments can be made through online and mobile banking and through Zelle® person-to-person payments

Regular
Unlimited check writing plus debit card, online and mobile banking, and Zelle® free!
If you need to reorder checks use our secure Check Reorder Form.
- Unlimited Check Writing
- No per item or deposit fees
- $25 deposit required to open account
- Minimum balance requirement of $400
- Overdraft protection available
- Access to over 55,000 no fee ATMs
- Payments can be made through online and mobile banking and through Zelle® person-to-person payments

NOW Account
Earn interest on your checking account! Interest Rates are based upon tiered deposit levels. Mars Bank offers a deposit product to meet your needs. To obtain more information, or open an account, just stop by call one of our convenient locations.
If you need to reorder checks use our secure Check Reorder Form.
- Unlimited check writing
- No per item or deposit fees
- Daily minimum balance requirement
- Interest compounded daily and credited monthly
- Overdraft protection available
- Access to over 55,000 no fee ATMs
- Payments can be made through online and mobile banking and through Zelle® person-to-person payments
Additional Services
Online Banking
- With Mars Bank Online and Mobile Banking, you can point and click to confirm your current balance or verify a check has cleared. Pay your loans, bills, or transfer money between eligible accounts with a few keystrokes.
- Learn more about Online Banking, Bill Pay, and eStatements.
For more information about any of these services or any of our accounts, contact us, visit one of our locations or call 724-625-1555.