1 application plus 1 closing equals 2 loans; Get a Term Loan with locked rate for current needs, and a Home Equity Line of Credit for flexibility with Future Needs! Mars Bank HELOC plus Term Lock

1 term loan for current needs  •  1 line of credit for future expenses

  • Rates as low as Prime-0.50% (currently as low as 5.75%APR*) for a Home Equity Line of Credit. Use the equity you need now and be ready with added flexibility down the road.
  • Get a line of credit for up to 90% of the equity in your home.
  • Immediately lock a fixed term rate for the portion of the funds you need now. • Keep extra equity in the line of credit for future needs!

*The Annual Percentage Rate (APR) shown is accurate as of September 22, 2022, and is available to well-qualified borrowers with a credit score of 780 or better. The rate is variable based on Prime. Prime is currently 6.25%. The maximum APR is 18.00%, minimum APR is 5.75%. Available for line amounts from $10,000 – $300,000 and is subject to change without notice. The offer allows for a 90% maximum loan-to-value ratio. Your actual APR may be higher based on your credit score. Available for first and second lien position and one to four-family owner-occupied property only. Property insurance is required, flood insurance may be required. An appraisal may be required. The $50 annual fee will be waived for the first year. Offer may be changed or withdrawn at any time. Approval is subject to Mars Bank underwriting guidelines. Other rates and terms are available, contact a branch for more information.

Use the equity you need now and be ready with added flexibility down the road.

Best of all you can apply online quickly and securely, or contact a branch to assist you through the process.

Apply Now

Prefer a home equity term loan? See our featured Home Equity Loan by clicking here.

Questions? Need More Information?

Considering a First Home Purchase?

Take our First Time Homebuyer Online Seminar to learn about the homebuying process. Or if you have a question, contact one of our mortgage experts.

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