Consolidate to Lower Your Rate. Learn all the advantages of a home equity line of credit with term lock

Get a Home Equity Line of Credit with Term Lock to:

  • Consolidate your high-interest debt to a lower interest rate
  • Lock in a portion of your debt at closing to a fixed low rate
  • Keep the line of credit available for future needs
  • Rates as low as Prime minus 1.00% (currently as low as 7.50%APR*) for a Home Equity Line of Credit
  • Get a line of credit for up to 90% of the equity in your home

*The Annual Percentage Rate (APR) shown is accurate as of July 28, 2023 and is available to well-qualified borrowers with a credit score of 780 or better. Offer is valid through September 30, 2023 and subject to change without notice. The rate is variable based on Prime. Prime is currently 8.50%. The maximum APR is 18.00%, minimum APR is 7.50%. Available for line amounts from $10,000 – $300,000 and is subject to change without notice. The offer allows for a 90% maximum loan-to-value ratio. Your actual APR may be higher based on your credit score. Available for first and second lien position and one to four-family owner-occupied property only. Property insurance is required, flood insurance may be required. An appraisal may be required. The $50 annual fee will be waived for the first year. Offer may be changed or withdrawn at any time. Approval is subject to Mars Bank underwriting guidelines.

Other rates and terms are available, contact a branch for more information.

Best of all you can apply online quickly and securely, or contact a branch to assist you through the process.

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Prefer a home equity term loan? See our featured Home Equity Loan by clicking here.

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