Consolidate to Lower Your Rate. Learn all the advantages of a home equity line of credit with term lock

Get a Home Equity Line of Credit with Term Lock to:

  • Consolidate your high-interest debt to a lower interest rate
  • Lock in a portion of your debt at closing to a fixed low rate
  • Keep the line of credit available for future needs
  • Rates as low as Prime minus 1.00% (currently as low as 7.25%APR*) for a Home Equity Line of Credit
  • Get a line of credit for up to 90% of the equity in your home

*The Annual Percentage Rate (APR) shown is accurate as of June 1, 2023 and is available to well-qualified borrowers with a credit score of 780 or better. Offer is valid through June 30, 2023 and subject to change without notice. The rate is variable based on Prime. Prime is currently 8.25%. The maximum APR is 18.00%, minimum APR is 7.25%. Available for line amounts from $10,000 – $300,000 and is subject to change without notice. The offer allows for a 90% maximum loan-to-value ratio. Your actual APR may be higher based on your credit score. Available for first and second lien position and one to four-family owner-occupied property only. Property insurance is required, flood insurance may be required. An appraisal may be required. The $50 annual fee will be waived for the first year. Offer may be changed or withdrawn at any time. Approval is subject to Mars Bank underwriting guidelines.

Other rates and terms are available, contact a branch for more information.

Best of all you can apply online quickly and securely, or contact a branch to assist you through the process.

Apply Now

Prefer a home equity term loan? See our featured Home Equity Loan by clicking here.

Questions? Need More Information? Fill out the form, or request an appointment via phone, Zoom, or in person.

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Use My Card to Set Your Travel Plan:
My Cards is built into the Mars Bank Mobile App and is used to set parameters for your debit card. This includes setting a travel plan that will permit your debit card to be used when traveling overseas. Learn more and set a travel plan.

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To Report a Lost or Stolen ATM Card or Mars Bank Debit/Check Card, Please call: 1-800-472-3272. Protect your debit card with My Cards in the Mars Bank mobile banking app.

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To Report a Lost or Stolen Mars Bank Credit Card, Please call: 1-800-883-0131.