*The Annual Percentage Rate (APR) shown is accurate as of September 22, 2022, and is available to well-qualified borrowers with a credit score of 780 or better. The rate is variable based on Prime. Prime is currently 6.25%. The maximum APR is 18.00%, minimum APR is 5.75%. Available for line amounts from $10,000 – $300,000 and is subject to change without notice. The offer allows for a 90% maximum loan-to-value ratio. Your actual APR may be higher based on your credit score. Available for first and second lien position and one to four family owner-occupied property only. Property insurance is required, flood insurance may be required. An appraisal may be required. The $50 annual fee will be waived for the first year. Offer may be changed or withdrawn at any time. Approval is subject to Mars Bank underwriting guidelines. Other rates and terms are available, contact a branch for more information.